A South African family together

Trusted financialsolutions builtfor you

Short-term loans from R500 to R8,000. Apply online, assessed the same day, no medical exam required.

Regulated providerNCRCP22194

NCR Registered

NCRCP22194

MINC Loans

Short-term loans for
Salaried South Africans

Apply online in minutes. Applications are assessed the same day, and approved funds may be paid into the client’s account before close of business.

  • Loans from R500 to R8,000, subject to affordability
  • Same-day application assessment
  • Same-day payout upon approval
  • Secure online application
  • Responsible, NCA-compliant lending
NCR Registered Credit ProviderResponsible LendingSecure Online Application
Applying for a MINC loan

Loan range

R500 – R8,000

Why MINC

Regulated. Transparent.
Trusted.

Fully Regulated

NCR registered (NCRCP22194). Every product and interaction operates within strict regulatory frameworks.

Fast & Transparent

Same-day loan payouts. Fees disclosed upfront. No hidden charges. Financial services done honestly and simply.

Client Testimonials

Trusted by families across South Africa

I needed money urgently for a family emergency. MINC approved my loan the same day and the money was in my account by afternoon. Very professional service.
T

Thabo M.

Soweto, GP · Short-Term Loan

Applied online, was called by a consultant within hours. The requirements were clear and the whole process was simple. Will use MINC again.
S

Sipho K.

Johannesburg, GP · Short-Term Loan

Fast, transparent, and no hidden fees. The consultant explained everything clearly before I signed. Exactly what I was looking for.
L

Lerato F.

Midrand, GP · Short-Term Loan

Have questions?

Browse our frequently asked questions about loans, funeral cover, requirements, and more.

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Get started

Ready to take
the next step?

Apply online in minutes or visit us at Oriental Plaza, Randburg.

Regulated providerNCRCP22194
Shop 162, Oriental Plaza, Hill Street Mall, Randburg
Mon–Fri 08:00–16:30 · Sat 09:00–13:30
CX Desk: 079 233 9779
Loans WhatsApp: 072 058 4134